Borrowing in Belgium for a second home in Spain - Loan for a second home

Borrowing in Belgium for a second home in Spain? MedVilla has set up a partnership with a Belgian bank to provide a Belgian loan for a Second Home Spain .

Using the calculation tool below (available soon) you can immediately see how much you can purchase your dream home under the Spanish sun.

Borrowing in Belgium for a second home in Spain?

The market for second homes in Spain has had an excellent start to 2018. During the first three months, 785 Belgians bought a house or an apartment, the second best quarter in years. The success is partly explained by the low interest rates. 6 in 10 Belgians who buy something in Spain do so with a loan or use their group insurance. That is double compared to last year.

Maximum amount I can borrow in Belgium for a second home in Spain

It has been known for some time that Spanish real estate has been on the rise since the crisis subsided, but what is new is that more and more Belgians are borrowing for a second home. Belgian banks recorded a 20 percent increase last year in the number of home loans for a second home. Today it's even harder. We looked at the figures for the first quarter: 6 out of 10 customers go to the bank or use their group insurance to buy a house in Spain . That is a doubling compared to last year and there was already a significant increase. While in the past it was never asked whether someone wanted a loan, the bank is now asked as standard before an inspection trip about the amount that can be borrowed in order to visit properties in Spain within the budget. Of course you can first test the tool below without any obligation .

Borrowing in Belgium for a second home in Spain is possible

The federal tax benefit applies to a second residence. This will remain the case even after the abolition of the Flemish housing bonus. The benefit is 30% and depends on your net taxable professional income, with a global maximum of €2,310

Borrow in Belgium for a second home in Spain, even without your own resources.

If you already own a home in Belgium today and have sufficient property value, you can even buy your second home in Spain without investing your own funds !

Borrowing in Belgium for a second home in Spain?

If you would like to buy a house in Spain , calculate now with the tool below how much you can borrow in Belgium for a second home in Spain.

If you have any questions about borrowing in Belgium for a second home in Spain, send us your request today with name, telephone number and email address and we will contact you within 24 hours.

Borrowing in Spain instead of borrowing in Belgium for a second home in Spain is also possible

Belgian banks offer loans for the purchase of a home in Spain. But you can also take out a loan in Spain. Spanish banks offer mortgage loans from 5 to 20 years. Calculate your maximum mortgage in Spain here, but know that a loan in Belgium is usually much cheaper than a mortgage in Spain.

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